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`LR = ( tL + tD )/ tI `

Enter a value for all fields

The **Leverage Ratio** calculator computes the ratio of the sum of liabilities and debt verses income.

**INSTRUCTIONS:** Choose your currency units (e.g. Indian Rupee), and enter the following:

- (tL) Total Liabilities
- (tD) Total Debt
- (tI) Total Income

**Leveraged Ratio (LR):** The calculator will make the needed currency conversions and compute the Leverage Ratio.

This formula calculates a ratio that compares debt to income. Personal liabilities and debt include loans (home, education, auto) and other debts such as back taxes or rent (i.e. things one is obligated to pay).

This formula provides a snapshot at an instant in time. Generally one wants to minimize this ratio, because it often affects one's ability to qualify for commercial lending (bank loans etc.).

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- Leverage Ratio- calculates a ratio describing debt to income.
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- CAGR- computes the compounded annual growth rate achieved on an investment.
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- Current Mortgage Rates:
- 30 Year Fixed Interest Rate: 6.62 %
- 15 Year Fixed Interest Rate: 6.15 %
- 7/6 SOFR ARM: 6.57 %

Also consider the following finance and accounting equations and calculators:

- Net Cash flow from Operation
- Current Ratio or Liquidity Ratio
- Capital Recovery Factor
- Annual Percentage Yield
- Simple interest Earned
- Debt to Equity Ratio
- Compound interest Future Value
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- Annualized Amortization
- Credit Card Equation
- Leverage Ratio
- Cash Flow
- Compound Interest
- CAGR
- Present Value
- Future Value
- Rule of 72
- Simple Interest Earned