Are you having a Holidays financial hangover?

Loading up on credit card debt is all too common during the holidays. vCalc's Personal Finance calculator has many useful tools including the Credit Card Equation that will let you know how long it will take to pay off your credit card.

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No balloons at this party.

Balloon loans require a lump sum payment at the end of the term. This formula will tell you how big that payment will be.

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Wondering whether you should apply for that loan right now?

The interest on a home loan is tax deduction. vCalc's personal finance library includes this formula to calculate the interest for the first year of a loan.

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You don't need a crystal ball ...

... to know the future value of your annuity. vCalc's Future Value calculator will compute the value based on your parameters so you can make intelligent financial decisions.

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