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Balloon loans require a lump sum payment at the end of the term. This formula will tell you how big that payment will be.

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Want to understand what you're really going to pay for that loan?

vCalc allows you to see every aspect of your loan, including the total dollars spent when the loan is paid off.

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Are you having a Holidays financial hangover?

Loading up on credit card debt is all too common during the holidays. vCalc's Personal Finance calculator has many useful tools including the Credit Card Equation that will let you know how long it will take to pay off your credit card.

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Want to know the fixed payment on a standard loan?

vCalc provides multiple ways to estimate loan payments, giving you the power to make better choices on your loan opportunities. This formula lets you include insurance and taxes in your mortgage payment estimate.

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